✅Best Home Loan for First Time Buyers – FHA vs. Conventional Loan
Cheat Sheet:
FHA
–Credit Score typically as low as 580
–Down Payment 3.5%
–Mortgage Insurance
–Strict property standards/Owner Occupancy-Primary Residence
CONVENTIONAL
–Credit Score typically no lower than 620
–*5%-20% Typical Down Payment (*Can be as low as 3%-Home Ready Loan)
–Mortgage Insurance can be canceled when loan-to-value equals 80%
–Investment Properties/Vacation Homes & Primary Residence

If You Don’t Know Where to Start – Start Here! My Free Download: https://bit.ly/3k8xFF0

🏠Do you want to be walked through the process of buying your first home? Click here to purchase: https://confidently-buy-your-first-home.thinkific.com/courses/how-to-confidently-buy-your-first-home

Ready to Buy Your First House? Watch these videos:
⭐8 Steps to Buy a House – https://youtu.be/fgUkwjA12V4
⭐New Construction – https://youtu.be/QoCctKxuJxA
⭐FHA Explained – https://youtu.be/JQanmdwQwYg
⭐Student Loans – https://youtu.be/k81B3ucqUwE
⭐How to get a good credit score –https://youtu.be/qwm570RVeM8
⭐Can you afford a house: DTI Ratio – https://youtu.be/S3glBuf2fRw
⭐What happens at closing –https://youtu.be/heCUdtcGMls
⭐NACA Home Buying Program –https://youtu.be/HLLluwaAfrQ
⭐Should I Rent or Buy? – https://youtu.be/NPgOyRZKfmU
⭐ Get Your Real Estate License Online- https://youtu.be/kHen6QrArwg

⭐Join My First Time Buyers Facebook Group⭐
https://www.facebook.com/groups/HillsFirstTimeBuyers/members/

If you live in or are moving to Georgia or have a Referral please contact me:
👉Contact me to schedule your buyer or seller consultation
https://calendly.com/shaheedahhillrealestate/newconsult
👉Email me: TheHillTeamAtl@gmail.com


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