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Home loan process,Documents in telugu | How to apply for a home loan telugu |Things you should know.
Home loan Basic Process:
Documents Required for the loan process:
1. KYC Documents like authaar,pan card,voter id,driving license,passport etc.
2. Three Years ITR compulsory or Form-16 or 6 months salary statements along with bank passbook or account statements where salary is credited
3.Legal Opinion by bank lawyer normally charges 2-3 thousand rupees
4.Engineer estimation report normally charges 2-3 thousand rupees
5.15 Years Linked Documents of the property
6. Encumbrance certificate if available
7.Obtain Prior approval for construction of house.
8.Salary certificates / company id xerox
9.Should be confirm in the service or min 1 years in a company..
10.If PMAY(Pradhanmanthri awas yojana) subsidy loan house should be registered on name of woman head.
11.if combined loan for getting extra loan kyc documents and salary certificates and ITR of partner also needs to be obtained.

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