✅How To Get The Perfect Credit Score by Will Roundtree!
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0:12 Skip Intro
3:13 Understanding Credit
9:32 The 3 different Credit Bureau’s
12:51 What Makes Up A Credit Score
13:34 Payment History
14:54 Goodwill Letter
15:44 Credit Usage
16:42 Revolving Credit
24:45 New Credit
26:11 Authorized User
29:39 Mix Credit
33:53 Length of Credit
Key points include:
– Utilization. Stay in the 0-10% (30% max)
– Payment History. You need a 100% to score “Excellent.”
– Derogatory Marks
– Average Age of Credit History, Total Accounts, and Credit Inquiries
– How to achieve a perfect 850 credit score, FICO SCORE
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