✅Pag – Ibig Fund | Loans for Overseas Filipinos ( for OFW, Locally Employed Pinoy, etc)

Securing the future of their family and loved ones is one of the primary reasons why most Filipinos prefer to work abroad. To help OFWs achieve their dreams, the Pag-IBIG Fund has a program that allows overseas Filipino workers (OFWs) to purchase a home and plan for their family’s future though the Pag-IBIG Overseas Program.

Direct Pag ibig House and Lot:

What is Pag-IBIG Fund?
The Pag-IBIG Fund is a nationwide savings fund established in December 14, 1980, through Presidential Decree No. 1752.

Today Pag-IBIG is one of the strongest financial institutions in the country with an asset level of over Php 29 billion. Active membership stands at 1.8 million nationwide. Total membership base is 2.1 million. As a shelter agency, Pag-IBIG has made possible the construction of over 95,000 housing units all over the Philippines under its various housing load programs.

What is the Pag-Ibig Overseas Program?
The Pag-IBIG Overseas Program was launched to give Overseas Filipinos the opportunity to save for their future and at the same time giving them the chance to avail of a housing loan as much as Php 500,000 with interest rates ranging from 9%-17% per annum depending on the load amount.

Who may join?
Membership under the Pag-IBIG Overseas Program (POP) shall be open to all Overseas Filipino Workers (OFWs) with valid visas or employment contracts. Likewise, it shall be open to Filipino immigrants and to Filipinos naturalized in other countries.

Requirements for membership application: Accomplished Member’s Data Form, Membership contribution payment on a monthly or quarterly basis at your option

Mail or submit the accomplished Member’s Data Form to:
Pag-IBIG Overseas Department
6/F Atrium of Makati, Makati Ave., Makati, M.M., Philippines 1200
c/o Vincent N. Nery or Voltair M. dela Rosa
POP contributions made in foreign currency shall be converted to its peso equivalent on the date when payment was made, rounded off to the nearest dollar. POP members may also opt to pay the required/upgraded contributions in its local currency (peso) equivalent.
What is the membership term/maturity?
The accumulated savings under the program may only be withdrawn at the end of five (5), ten (10), fifteen (15), or twenty (20) years at the option of the member upon membership registration. Withdrawal of contributions shall be in Philippine peso. Contributions in foreign denomination shall be converted to Philippine peso based on the prevailing US dollar exchange rate as of payment date.

How can one avail of a loan?
POP members may avail themselves of the housing loan benefit, subject to the provisions of the existing Consolidated Guidelines of the Pag-IBIG Housing Loan Program, through their immediate family members with the execution of a Special
Power of Attorney (SPA), duly certified by the Philippine embassy or consulate in the country of their workplace. They can also avail of the Multi-Purpose Loan (MPL), subject to the existing guidelines of the MPL Program
Where can members file their application for membership, withdrawal of savings, remit or pay their monthly savings/ loan amortization?
Pag-IBIG Overseas Program Office
POP Overseas Offices
Accredited Overseas Marketing Representatives
Metro Manila and Provincial Offices
What to submit to apply for refund of savings?
Original copy of POP Passbook
Application for Provident Benefit
Special Power of Attorney ( if applicable)

How long is the processing period
Ten (10) working days

Where can I pay?
Remittance of contributions may be made through our accredited collecting banks:
PNB London (Savings Acct. No. 0725-219601-401)
ABC UK (UKD 2000097)

Asia Pacific
PNB HK (Savings Acct. No. 0730-475270-501)
United States of America
Oceanic Bank (Savings Acct. No. 3700143)
PNB New York (Savings Acct. No 1713)
ABC Guam (Savings Acct. No. 5000-00355-4)

Middle East
BPI – Atrium (Savings Acct. No. 3124-0221-09) Speed cash
ABC Head Office (Savings Acct. No. 1002-071759)
Bank of Nova Scotia (Savings Acct. No. 2164-10)

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