✅A step-by-step guide to show you exactly how to set up savings accounts and categories inside YNAB. I’ll be covering three different savings methods and how to decide which one is right for you.
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YNAB Savings Article:
There are three different ways to set up your savings in YNAB.
1. The Lazy YNAB Way
2. The YNAB Way
3. The Tracking Way
In this video, I’m covering all three of these methods, the pros, and cons to each, and my recommendation for YNAB beginners.
I’m also covering how to handle transfers, savings account interest, and spending from a savings account. This tutorial will teach you everything you need to know about how YNAB works with savings accounts and categories.
If you still have questions, please leave a comment below, and I’ll be sure to answer everyone.
Quick Jump Sections
0:38 The Lazy YNAB Way
0:53 Difference between the Budget vs. Accounts
10:51 The YNAB Savings Way
17:55 What to do if you don’t want to budget your savings
19:11 The Tracking Way
20:09 Budget accounts vs. Tracking accounts
28:59 My recommendation for which savings method to use
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